The Biggest Knock on Private Credit? Percent Changed That.
The number one knock on private credit has always been the same: you can't get out. Lock in for 12 or 24 months, hope things go as planned, wait. Percent changed that in December 2025 with a secondary marketplace. Browse live bid and ask data on seasoned deals, submit an indication of interest to buy or sell, and Percent coordinates the match. For accredited investors who want private credit yields without locking up capital indefinitely, you can do that now. The numbers as of Q4 2025: · $1.82B funded across 981 deals · 16.72% current weighted average coupon · 0.58% lifetime charge-off rate Very few individual investor platforms offer this. New investors can receive up to $500 on their first investment.
Alternative investments are speculative. Secondary liquidity not guaranteed. Past performance not indicative. Terms apply.
Is your home Wi-Fi an open door for hackers and inappropriate content? John Wu, CEO & Co-Founder of Gryphon Online Safety, built the answer — and it started with his daughter searching for princesses online.
In this episode of Invst Guru, host Jeff "Fuzzy" Wenzel sits down with John Wu to talk about how Gryphon's AI-powered router technology protects over 1.2 million connected devices, has blocked more than 20 million online threats, and is now scaling through software licensing partnerships with Motorola and Nokia. The company is profitable, has 12 issued patents, and is currently raising on StartEngine.
🔗 Invest in Gryphon on StartEngine: https://www.startengine.com/offering/gryphon
🎙️ More episodes: https://invst.guru
In this episode:
00:00 – Welcome & John's 90-second pitch
01:27 – How Gryphon works at the network layer
03:20 – Parental controls, user profiles & content filtering
06:16 – Designed for non-tech-savvy parents
08:05 – Staying ahead of new threats: TikTok, AI chatbots & malware
10:02 – Privacy: all browsing data stored locally, end-to-end encrypted
10:48 – How Gryphon compares to Bark, Custodio & Apple controls
12:52 – 12 patents, Nokia & Motorola licensing, and building the moat
13:44 – Pricing: hardware + subscription model explained
15:00 – Schools, homeschool networks & B2B expansion
17:17 – Why Gryphon chose equity crowdfunding over VC
21:38 – What triggered the current StartEngine raise
22:48 – Business risks: tariffs, supply chain & competition
26:00 – Milestones: tripling licensing revenue in 12–18 months
26:33 – Where to find Gryphon & how to invest
About Gryphon Online Safety: Gryphon is a family-first cybersecurity company that protects homes at the network level — no installs on individual devices required. With 95,000 routers sold, 1.2M+ devices protected, and software licensing deals with Motorola and Nokia, Gryphon is scaling fast. They're raising now on StartEngine to accelerate their B2B software licensing business.
🌐 Website: https://gryphonconnect.com
📩 Contact John: [email protected]
Invst Guru is hosted by Jeff "Fuzzy" Wenzel and features founders and executives raising capital through equity crowdfunding. New episodes weekly.
#GryphonOnlineSafety #EquityCrowdfunding #StartEngine #CyberSecurity #ParentalControls #FamilyTech #InvstGuru #OnlineSafety #StartupInvesting #WiFiSecurity #JohnWu #SmallBusinessInvesting #RegCF #FintechStartup #KidSafety
“Disclaimer: This content is provided for informational and educational purposes only and should not be construed as investment advice or a solicitation to invest. Invst Guru and its affiliates are not broker-dealers or investment advisers and do not make recommendations regarding any securities.
If any company mentioned is conducting a Regulation Crowdfunding (Reg CF) raise, all investments must occur through an SEC-registered intermediary platform such as DealMaker Securities, StartEngine, Republic, or Wefunder. No investment terms or returns are discussed here.
Investing in private and early-stage companies involves significant risk, including loss of capital and illiquidity. Past performance is not indicative of future results. Always conduct your own due diligence and consult a licensed financial advisor before investing.
All opinions expressed by guests are their own and do not represent endorsements or partnerships by Invst Guru.”
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