• Invst Guru
  • Posts
  • AI-Powered Mortgage Automation: How TRAiNED is Reshaping Loan Processing

AI-Powered Mortgage Automation: How TRAiNED is Reshaping Loan Processing

Exploring the Future of AI in Mortgage Lending and an Investment Opportunity in TRAiNED’s Reg CF Campaign

In partnership with

invstguru | The guru is in.

Crowdfunding Has Never Been This Easy

Invst Guru is your bi-weekly digest that explores the dynamics of equity crowdfunding. Delivered every Wednesday and Sunday, we connect startups with the power of the crowd and provide investors with access to groundbreaking ventures.

In each issue of Invst Guru, we'll spotlight the latest trends, share success stories, and offer insights from industry leaders. We aim to equip you with the knowledge and opportunities to participate effectively in equity crowdfunding, whether you're looking to fund your innovative startup or invest in potential unicorns.

🔦Equity Crowdfunding Spotlight: TRAiNED – AI-Powered Mortgage Automation for Faster Loan Processing

How Artificial Intelligence is Transforming the Mortgage Industry

For decades, mortgage lenders have struggled with high processing costs, slow turnaround times, and manual inefficiencies. As technology continues to evolve, one company is developing AI-driven mortgage automation—TRAiNED.

TRAiNED is an emerging mortgage technology platform that seeks to automate loan processing, helping lenders potentially reduce costs, improve efficiency, and scale operations without increasing staff. The company reports that it has secured over $6M in funding to date and generated over $1M in annual recurring revenue (ARR) as of Q4 2024.

Now, TRAiNED is conducting a Reg CF campaign, providing investors the opportunity to participate in its potential growth. This opportunity is being hosted on StartEngine, an independent funding platform.

Headquarters: Pittsburgh, PA
Funds Raised to Date: $133,155.16 (as of publication)
Funding Goal: $124K - $1.24M
Minimum Investment: $500

Risk Disclosure: Investing in startups involves significant risks, including illiquidity, lack of dividends, loss of investment, and dilution. Past performance is not indicative of future results. The securities being offered are speculative, and investors should review the offering materials and consult their advisors before making investment decisions. This newsletter is not affiliated with TRAiNED or StartEngine and does not constitute an endorsement of the investment opportunity.

THE PROBLEM: WHY MORTGAGE LENDING NEEDS AI AUTOMATION

The mortgage lending process is known for being slow, expensive, and reliant on manual workflows. This presents challenges such as:

 High Loan Processing Costs – Mortgage origination costs continue to rise, making profitability a challenge for lenders.
 Manual Inefficiencies – Loan approvals can take weeks, increasing operational costs.
 Scalability Issues – Expansion often requires hiring and training more employees, which limits growth.
 Existing Solutions Fall Short – Traditional outsourcing and automation solutions can be expensive or difficult to maintain.

These inefficiencies increase costs for both lenders and borrowers, highlighting the need for AI-driven solutions—such as those TRAiNED is developing.

THE SOLUTION: AI-DRIVEN MORTGAGE PROCESSING BY TRAiNED

TRAiNED is developing AI-powered automation technology designed to streamline mortgage lending. The company states that its platform integrates with Loan Origination Systems (LOS) to help lenders process loans faster and potentially reduce costs per transaction.

How TRAiNED Works:
AI-Powered Automation – Designed to automate key mortgage processing tasks.
Seamless Integration – Intended to work with most Loan Origination Systems (LOS) without disrupting workflows.
Potential Cost Savings – TRAiNED estimates it could reduce loan processing costs by $300 per loan, though results may vary.
Scalability – Allows lenders to process more loans without adding staff.

 Reported Achievements:
✔ 15 contracted clients
✔ $1M+ ARR in Q4 2024 (per company-reported data)
✔ $6M+ raised to date (includes various funding sources)

By aiming to automate time-consuming mortgage processes, TRAiNED hopes to improve efficiency, reduce delays, and offer cost savings to lenders.

THE MARKET OPPORTUNITY: A $20.5 BILLION INDUSTRY

The mortgage technology market is projected to reach $20.5 billion by 2026, driven by a demand for automation, cost efficiency, and operational scalability.

💡 Why This Market Matters:
Growing Demand for AI in Lending – Lenders are exploring AI solutions to optimize loan processing.
Regulatory & Compliance Challenges – Automation may help lenders comply with regulatory requirements more efficiently.
Scalability Needs – Lenders must process more loans faster without expanding overhead costs.

TRAiNED aims to provide mortgage lenders with technology that could help them compete in an evolving market.

THE TEAM: INDUSTRY EXPERTS LEADING THE CHARGE

TRAiNED’s leadership team includes individuals with backgrounds in mortgage technology, SaaS, and AI-driven lending solutions.

👤 Mark Cunningham – Co-Founder & CEO
A SaaS and mortgage technology entrepreneur, Mark has experience in AI-driven lending solutions, strategic growth, and capital raising.

👤 Jonathan Freed – Founder & CPO | President
A mortgage industry veteran, Jonathan has built and exited multiple mortgage tech companies.

👤 Arend de Jong – Co-Founder & CFO
With 20+ years in finance and operations, Arend has worked with scaling tech firms, focusing on financial planning and M&A.

HOW TO LEARN MORE ABOUT TRAiNED

TRAiNED’s Reg CF campaign is live, allowing investors to review the opportunity in greater detail.

Investment Details:

  • Interest Rate: 8.0%

  • Maturity Date: February 27, 2027

  • Valuation Cap: $20M

  • Funding Goal: $124K - $1.24M

  • Minimum Investment: $500

  • Discount Rate: 20.0%

  • Conversion Trigger: $1M

📢 Why Investors Might Consider This Offering:
TRAiNED is developing AI-powered mortgage automation for an evolving industry.
The mortgage technology market is projected to grow, creating potential opportunities.
TRAiNED’s reported revenue and client traction suggest early adoption of its platform.

Risk Disclosure: Investments in startups are speculative, illiquid, and involve a high degree of risk, including the potential loss of your entire investment. Past performance is not indicative of future results. This newsletter is not affiliated with TRAiNED or StartEngine, and does not constitute investment advice. Investors should review the offering materials before making any decisions.

FINAL THOUGHTS: WHY TRAiNED STANDS OUT

The mortgage industry is undergoing rapid change, and AI-driven automation has the potential to improve efficiency, reduce costs, and streamline operations.

TRAiNED is led by an experienced team and has reported early traction in the mortgage tech space. Investors interested in this sector can learn more about the opportunity through its public offering page.

📢 Explore the opportunity today.

🔗 Visit TRAiNED’s Offering Page Here

This article is for informational purposes only and does not constitute investment advice. Please conduct your own due diligence before making an investment decision.

Would You Invest In TRAiNED?

Login or Subscribe to participate in polls.

Today’s Sponsors 💰

This tech company grew 32,481%...

No, it's not Nvidia... It's Mode Mobile, 2023’s fastest-growing software company according to Deloitte.

Just as Uber turned vehicles into income-generating assets, Mode is turning smartphones into an easy passive income source, already helping 45M+ users earn $325M+ through simple, everyday use.

They’ve just been granted their stock ticker by the Nasdaq, and you can still invest in their pre-IPO offering at just $0.26/share.

*Mode Mobile recently received their ticker reservation with Nasdaq ($MODE), indicating an intent to IPO in the next 24 months. An intent to IPO is no guarantee that an actual IPO will occur.
*The Deloitte rankings are based on submitted applications and public company database research, with winners selected based on their fiscal-year revenue growth percentage over a three-year period.
*Please read the offering circular and related risks at invest.modemobile.com.

Last Issues Poll Results 🗳️:

Would You Invest In Immersed?

🟨🟨🟨🟨🟨⬜️ 👍 (11)

🟩🟩🟩🟩🟩🟩 👎 (12)

🟨🟨🟨🟨⬜️⬜️ 🤷‍♂️ (9)

32 Votes

Follow Our Friends 👀

GRITUnleashing Your Financial Journey: Educate, Entertain and Empower

📰 Are you thinking about starting your newsletter? If so, use Beehiiv, like we do. 📰